Gilman Agency

Best Coverage at the Lowest Cost

See how a level premium final expense policy compares to guaranteed issue — before you choose a plan.

Guaranteed issue policies often cost 30–50% more than a level premium policy for the same coverage amount — and include a 2–3 year waiting period before paying the full benefit.
Call (800) 927-9326 — Talk to a Licensed Agent

No cost, no obligation. Most calls take less than 10 minutes.

Why It Matters

Full benefit from day one — a level premium policy pays your full coverage amount immediately, for any covered cause of death.
Lower monthly premium — often significantly less than guaranteed issue for the same face amount.
No medical exam required — just a few health questions, not a physical.
Premium locked for life — your monthly payment never increases.

Get Your Free Quote

Tell us how to reach you and a licensed agent will follow up.